For life insurance agents and agencies

Stop Buying Leads That Don't Want to Talk to You.

PolicyChat consumers asked for a life insurance quote, answered up to 12 questions about themselves, and gave consent to be contacted. You get the person, the profile, and the proof.

Limited agency spots per state.

New lead · 2 min ago

Jordan M.

Term Life
Coverage
$500,000
Term
20 years
Age
38
State
Texas (78704)
Tobacco
Non-smoker
Health
Excellent
Est. rate class
Preferred
Contact
Call now
No GLP-1No diabetesNew parentBirthday in 41 days

TCPA consent captured

2026-11-13 14:32:07 UTC · IP 72.14.xx.xx

Sample data

The problem

You Already Know the Lead Game Is Broken.

Aged leads.

Someone filled out a form months ago. They forgot. You get voicemail.

Months old

No intent.

Co-reg and incentivized leads. They wanted a gift card, not a policy.

Zero buying intent

Shared to death.

Five agents call in five minutes. The consumer blocks all of you.

Sold 5+ times

You're not bad at selling.
You're calling the wrong people.

Apply for Lead Access

PolicyChat Is the Opposite of a Lead List.

Consumers come to PolicyChat to get a term life quote. They work through a short guided flow, one question at a time, and see an estimate before they're asked for anything. By the time you get them, they have told you what they want, what they can afford, and how they want to be contacted.

Intent

They came looking for life insurance.

Qualification

Know their profile before you dial.

Consent

Documented TCPA consent with every lead.

Know Who You're Calling Before You Dial.

Coverage

Coverage amount ($250K, $500K, $750K, $1M+)Product interest (term, whole/permanent, no-exam, final expense)Term length (10, 20, 30 years)

Profile

Age / date of birthGenderState and ZIPHeight and weightTobacco and vape use

Health

General health ratingGLP-1 use (Ozempic, Wegovy, etc.)DiabetesHigh blood pressurePrior decline history

Situation

Existing coverage / replacement intentLife stage flags (new parent, homeowner, business owner)Estimated rate class (Standard, Preferred, Best)Upcoming birthday (age-up urgency)

Contact

Name, phone, emailPreferred contact method (call now, scheduled time, email)TCPA consent record: timestamp, IP, page URL, exact disclosure language, and session replay ID

Fields vary by flow. Sample shown.

Compare What You're Paying For.

Aged LeadsGeneric Shared LeadsPolicyChat
Lead age30 to 365+ daysVariesReal time
Consumer intentLong goneOften incentivizedAsked for a quote
Health and underwriting dataName and phoneA few fieldsUp to 12 questions
Contact preferenceNoneNoneConsumer chose it
TCPA consent recordUnknownRarely providedFull record
ExclusivityResoldSharedExclusive

How It Works.

  1. 1

    Apply.

    Tell us your states, licenses, and volume.

  2. 2

    Get approved.

    We set up delivery to your CRM or dialer.

  3. 3

    Get leads.

    Consumers who asked to hear from a licensed agent.

Questions.

Apply for Lead Access

Two minutes. We check your states and get back to you.

States licensed in * (0 selected)
Products you sell

Your Next Lead Should Want to Hear From You.